For 2018, the annual dividend rate for MP2 savings is set at 8.11 percent! Wow! That’s a good return, right? Especially as compared to the meager interest offered by our usual savings and time deposit accounts. In this post, allow me to highlight the features of Modified Pag-IBIG II (MP2) by sharing with you all…… Continue reading #MoneyBliss : Pag-IBIG Fund’s MP2 Savings Program FAQs
34 years of being alive!!! That’s 408 months or 1,768 weeks and more or less 12,418 days!!! LET THAT SINK IN, dear self!!! We do live every moment, but we get to die just once. Life is surely fleeting. Dying is certain but living (fully), isn’t. It’s not my birthday but I’m a bit blue…… Continue reading Best Money Decisions in My Twenties
FOREX trading has finally caught my interest. So, the past few weeks have been a busy time for me trying to figure out if FOREX trading is for me or not. In the course of my research on the Internet, I’ve come across of blogs written by a few traders who, unsurprisingly, confessed about their…… Continue reading My Most Memorable Financial Losses
Ideally (and rightfully), we should have health insurances to cover big and sudden medical expenses and emergency fund for other unexpected life events that may happen. Before trying to grow your investment basket, you should first set aside an emergency fund equivalent to three to twelve months’ worth of living expenses. If you think your…… Continue reading What to Do When You are Short of Emergency Funds?
This week I will have to skip my regular posts as per planned schedule, instead, I will come up with only one but encompassing all three – parenthood, money matters, and my own random musings. Hehe. Let’s begin! One of our major responsibility as a parent is to provide for our children – food, clothing,…… Continue reading Baby Steps in Securing your Little Ones’ Future
I received a query regarding the filing of a Sworn Declaration of Gross Receipts/Sales for BIR and tax purposes. Her payor is asking for a copy of her Sworn Declaration received by the BIR. She is on a job-order, by the way. READ: Income Payees (the one earning or being paid by Income Payors) DO…… Continue reading Filing of Sworn Declaration of Gross Receipts/Sales for BIR/Tax Purposes
As part of tidying-up my blog this year, I plan to set aside Wednesdays for #MoneyBliss stories which include money matters, personal and family finances, and other work-related topics. As a parent, one of my goals is to teach my kids early in life how to live or survive – literally – afford themselves the…… Continue reading Dear Self at Twenty-One
I never fail to amaze people when it comes to my practice of e-commerce. I buy almost everything online and I transact online without fear. I purchase clothes, groceries, tickets, services, takeaway food including special cakes, stocks and investments ALL online. Sometimes, it worries me na nga eh, how heavily I rely on our e-commerce…… Continue reading Safety Tips for Online Shopping
Goodbye, Citibank Credit Card! For the first time in so many years, my annual membership fee with Citi card was not approved to be waived. That slightly breaks my heart as I’ve been with Citi since 2006. In fact, Citibank was my very first credit card as an earning adult. From then on, I sorta…… Continue reading Smart Moves for Credit Card Users
Several queries have been sent to me and most of them ask for good investment ideas. At first, I thought that I was probably making a false representation of myself online kaya I disclaim, and I disclaim from time to time, that I am not a financial guru/advisor. Recently, I realized that it was not…… Continue reading Where to Get Investment Ideas?