Surprisingly, my Top Posts (look at the right widgets if you’re using a desktop, look at the bottom widgets if you’re using mobile) are mostly about my #MoneyBliss posts. The two posts which are consistently being on the Top List or most clicked/read are the ones I wrote about “Maximizing PAG-IBIG Fund Membership”, which by the way I updated, and “Affordable Health Cards in the Philippines”. Disclaimer muna po tayo. I am not a financial guru. Clear po tayo dyan, ha. And, I am not pretending to be one. As a matter of fact, it is most likely that I am also just like you or everyone else here who strive to save and invest for a better life and for our kids’ future. However, I do aspire to become a Registered Financial Planner someday. I am an Accountant by profession and I credit my craft for understanding Finance better and easier. But, since their location is in Ortigas, I cannot do that as of now. Also, I think it’s better more appropriate and just that I make our finances in order and secured first before I offer any financial planning services to other people. My first client would be myself, my family.
Even if I am not a financial guru (yet), the things about money that I write here are based on my personal convictions and experiences. For example, I really buy Philcare one-time health cards for me and my family because that is all I can afford right now. Then, I enrolled for PAG-IBIG MP2. Actually, it’s my husband that I enrolled. I have other plans for my salary. My financial focus was challenged lately when I made several online purchases carelessly. I would have reached my financial goal for 2017 had I not been weak and gave in to those little sparkles. Anyway, lesson learned, charged to experience. I now know and control better. The important thing is that I find the determination to reach my goal for this year and increase my goal for 2018. Thankfully, the stock market is having higher highs the past few weeks. It has reached the 8300 mark. I thank Petron, Robinson Land and San Miguel for the early Christmas bonus. Because of them, my investment portfolio did not fall beyond my comfort level. I wonder tuloy, why is savings like the stocks, may resistance! Pansin ko yun eh, when I reach a certain amount of money/savings, parang nag reresist ako na tumaas pa, ginagastos ko sya! Next year, I must break this personal resistance. And, the only way to do it is to aim higher. Yes, I’m setting up my financial goals as early as now and it will be bolder than this year’s, but still realistic.
And, because I’m planning and setting goals for 2018 early, I need tools to help me, such as a planner. Help me choose!
Will let you know and take a peek of my chosen 2018 planner once I have it!