8 thoughts on “♥ Money Bliss : How To Maximize Your PAG-IBIG Fund Membership (UPDATED) ♥

  1. Hi, I would like to avail this through salary deduction but both me and my employer can’t seem to find a source on how to apply for it via salary deduction. My HR insists that I have to pay it myself which is not tax effective as I would have to pay it from my net pay. I would like if possible, to take advantage of the tax savings i will have via salary deduction, while at the same time, making some savings. Thank you!

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    1. Hi! MP2 is not deductible from your taxable gross income, only the mandatory deduction is (100 per month). It won’t affect your taxes.

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  2. Hi, I also want to increase my monthly pag-ibig contribution so I informed our HR about my request, but they told me that they dont cater that request and said if I want too I have to pay it myself instead. Any suggestion?

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    1. Sad that they don’t offer this to your company. But, they should according to PAG-IBIG.

      Anyway, I also know that it is sometimes useless to argue with HR. Hehe. You can still apply/register for Pag-ibig 2 (online para magka account no. ka agad). One way to pay for MP2 is through Pag-ibig branches. You can skip naman the monthly remittance by paying in lumpsum, like every 6 months to lessen the hassle. Pwede rin through G-Cash, if you have an account or willing to open one.

      I hope this helps!

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  3. Can I ask if the MP2 account number is generated right away after online MP2 registration? Or is the number advised through email? Mali kasi yung email address ko na naka-save sa Pag-Ibig and I cannot edit that information/field. Thanks for the advice.

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    1. Generated online yung account number and you can view, save and print it right after submission. 🙂 Hindi ko nga sure if may confirmation e-mail eh. Parang wala yata. Hope this helps.

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